Medicare Supplement

Helps fill in the gaps of what is not covered by original Medicare leaving you with little to no “Out of Pocket” exposure.  Also no “in-network” provider requirement.

Medicare Advantage

Similar to health coverage you had prior to age 65 with copays or deductibles on most services and often may include prescription coverage inside the plan

Stand Alone Prescription Drug Plans

Also referred to as Part D – they help keep your costs low when you have need for prescription drugs.  Everyone is required to have Part D coverage of some form.

***Plans change often from year to year so it is IMPORTANT to review your options and update your medications during annual enrollment (Oct. 15 – Dec. 7) to make sure that you are in the best plan to meet your needs and budget.

Dental/Vision/Hearing

Beware of the many dental and vision options available on the internet that are NOT true insurance but merely discount plans.  We try to provide you with true insurance options based upon your specific needs.

Accident Insurance

About 1 out of 8 people seek medical attention for an injury.  These plans help pay your out-of-pocket costs associated with emergency treatment, hospitals stays, medical exams, etc.

Critical Illness Insurance

Pays cash for qualifying illnesses like: Heart Attack, Stroke, Cancer, Major Transplants, Paralysis